Stripe Account Requirements

Stripe Connect Standard Account Requirements:

To successfully connect and use Stripe, you must provide the following information:

Required Information:

1. Email Address - Valid business or personal email - Must be verified through email confirmation - Used for account notifications and login

2. Business Information - Business name (or your name if individual) - Business type (Individual, Company, Partnership, etc.) - Country where you operate - Business address (physical location) - Tax ID or business registration number (varies by country)

3. Identity Verification - Full legal name - Date of birth - Government-issued ID: * Driver's license * Passport * National ID card - Photo verification (may be required)

4. Bank Account Details - Bank account number - Routing number (or equivalent) - Account holder name (must match business/individual name) - Bank name and address - Critical: This is where your payouts are sent

5. Business Details (if applicable) - Business website URL - Business description - Industry category - Additional documents (may be required based on business type)

Verification Timeline:

- Instant Verification: Most accounts are verified immediately - Manual Review: Some accounts require manual review (1-3 business days) - Additional Documents: May be requested for certain business types

Country-Specific Requirements:

Stripe requirements vary by country. Common additional requirements include: - Tax identification numbers - Business registration documents - Proof of address - Industry-specific licenses

Account Restrictions:

Until your account is fully verified, you may experience: - ⚠️ Restricted Payouts - Payments paused until verification complete - ⚠️ Payment Limits - Lower transaction limits during verification - ⚠️ Additional Information Requests - Stripe may request more documents

Completing Verification:

1. Check your email for verification requests 2. Log into your Stripe Dashboard (full dashboard access with Standard accounts) 3. Complete any outstanding requirements 4. Upload requested documents 5. Wait for Stripe's review (usually 1-3 business days)

Important Notes:

- All information must be accurate - Incorrect information can delay or prevent verification - Bank account must be valid - Invalid bank details will prevent payouts - ID must be current - Expired IDs are not accepted - Business information must match - Discrepancies can cause delays

Getting Help with Verification:

If you're having trouble with verification: 1. Check your Stripe Dashboard for specific requirements 2. Review any error messages carefully 3. Contact Stripe Support directly (they handle all verification) 4. Ensure all documents are clear and legible

Pro Tip: Have all your documents ready before starting the onboarding process to complete it faster.